Save for an upgrade.


Unless you own the Dodge Ram from Walker, Texas Ranger, you know, bulletproof, crash proof, and able to take out bad guys with a single swerve of the wheel, odds are you’ll need to upgrade your vehicle in the next few years. If your current vehicle is paid off, begin taking what would have been your car payment for the month and putting that money into an interest bearing savings account. By the time you need an upgrade, you’ll be a position to buy the car you really want, instead of settling for what you can afford at the time. Plus, you’ll have more bargaining power if you have cash on hand at the time of the purchase.

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